by Jan Ludik | Oct 3, 2022 | Banking, Finance, Fintech, Insights
Fintech has influenced both the banking, payments sector, but also the overall economic growth across many countries. Fintechs have harnessed the power of the internet, together with user-friendly smartphones to bring simplified access to financial services directly...
by Jan Ludik | Aug 21, 2022 | Banking, Finance, Fintech, Insights
Banking-as-a-Service (BaaS) is a business model that allows Non-Financial Companies to provide services typically associated with a bank or financial institution. Non-Financial Companies can provide financial services to their customers through BaaS without the need...
by Jan Ludik | Jul 8, 2022 | Banking, Fintech, Innovation
Traditional brick and mortar banks are slowly but surely becoming a thing of the past. Even before the pandemic, physical branches have been disappearing from our streets at a frightening pace. The trend of physical bank closures has largely been driven by the rapid...
by Jan Ludik | Feb 19, 2022 | Banking, Fintech, Insights
Europe and the Rise of Neobanks The banking sector has historically been dominated by the incumbent, established banks, however, it appears that a new breed of banks dubbed “neobanks” are starting to slowly tap into this monopoly, especially in Europe.Over the past...
